Deposit Rates
| Balance Requirement | Dividend Rate | APY1 | Alert Me |
|---|---|---|---|
| $2,500 - $4,999.99 | 0.25% | 0.25% | Receive a notification when this rate changes |
| $5,000.00 - $9,999.99 | 0.40% | 0.40% | Receive a notification when this rate changes |
| $10,000 - $24,999.99 | 0.50% | 0.50% | Receive a notification when this rate changes |
| $25,000.00 - $49,999.99 | 0.55% | 0.55% | Receive a notification when this rate changes |
| $50,000.00 - $99,999.99 | 0.60% | 0.60% | Receive a notification when this rate changes |
| $100,000 + | 0.35% | 0.35% | Receive a notification when this rate changes |
| 1APY = Annual Percentage Yield. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice. | |||
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| Balance Amount | Dividend Rate | APY1 |
|---|---|---|
| up to $15,000 | 4.89%2 | 5.00%2 |
| above $15,000 | 0.05% | 0.05% |
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| LifePlus | Dividend Rate | APY1 | Balance Requirements |
|---|---|---|---|
| LifePlus (tiered) | See LifePlus Checking rates | See LifePlus Checking rates | |
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| Share Savings Accounts | Dividends | APY1 | Balance Requirement |
|---|---|---|---|
| Bonus Savings | 2.50% | 2.50% | $100.00 |
| Prime Share | 0.05% | 0.05% | $100.00 |
| Custom Share | 0.05% | 0.05% | $100.00 |
| Business Prime Share | 0.05% | 0.05% | $100.00 |
| 1APY = Annual Percentage Yield. Fees could reduce earnings on the account (applies only to maintenance or activity fees).
Bonus Savings: Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product. |
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| IRA Share Savings | Dividend Rate | APY1 | Balance Requirement |
|---|---|---|---|
| IRA Share | 0.25% | 0.25% | $100.00 - $99,999,99 |
| 0.25% | 0.25% | $100,000 - $149,999.99 | |
| 0.25% | 0.25% | $150,000 + | |
| 1Annual Percentage Yield. Fees could reduce earnings on the account (applies only to maintenance or activity fees). | |||
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| Balance Requirement | Dividend Rate | APY1 | Alert Me |
|---|---|---|---|
| $0.00 – $2,499.99 | 4.41% | 4.50% | Receive a notification when this rate changes |
| $2,500 – $4,999.99 | 1.24% | 1.25% | Receive a notification when this rate changes |
| $5,000 – $9,999.99 | 0.75% | 0.75% | Receive a notification when this rate changes |
| $10,000 – $24,999.99 | 0.25% | 0.25% | Receive a notification when this rate changes |
| $25,000 + | 0.05% | 0.05% | Receive a notification when this rate changes |
| 1APY = Annual Percentage Yield. APY is accurate as of April 14, 2025, and is subject to change. Members earn 5.00% APY for the first 6 months after account opening. After the 6-month promotional period, the APY will adjust to 4.50%, subject to balance tiers; some tiers may earn the same APY. Dividends are calculated by applying the highest rate based on the balance tier to the entire account balance. Dividends accrue daily and are paid monthly. Fees could reduce earnings on the account. No penalty for withdrawal. Limited to personal accounts; one account per member. Certain conditions and restrictions may apply. Rates and tiers are subject to change without notice. Membership must be completed before account opening. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts | |||
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