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Budget

Build Your Budget

Build your brighter tomorrow with smart budgeting. 

Simplify your finances with the GreenPath Build Your Budget tool, designed to help you manage your money with confidence.

  • Track and Categorize: Record all income and expenses, distinguishing between fixed and variable costs.
  • Set and Prioritize Goals: Align your budget with financial goals and prioritize saving at least 20% of your income.
  • Plan and Prepare: Allocate funds for emergencies and minimize debt by focusing on paying off high-interest obligations.
  • Review and Adjust: Regularly review and adjust your budget to stay aligned with your financial situation and goals.

Interactive Budget Worksheet

Common Budgeting Methods

50/30/20

Great for those who are just starting out with their budgeting journey. It suggests splitting income into 3 categories – 50% to needs (like housing and groceries), 30% to wants (like entertainment and dining out), and 20% to financial goals (savings and debt repayment).

Pay Yourself First

Prioritizes savings by setting aside a portion of income into savings before spending on needs and wants. It focuses on building savings first and supports in achieving financial goals.

Zero Based Budgeting

The Zero-Based Budgeting method allocates every dollar of income into specific categories set including savings, dept repayment, groceries, etc. until income and expenses equal 0. This makes sure every bit of income has a purpose and provides more control over our finances. 

Online Banking Budget Tool

Plan, track, and save with ease.

Stay in Control of Your Finances with Our Online Budgeting Tool:

  • Automatic Categorization: Instantly sort your transactions into categories like groceries, entertainment, and bills, making it easy to see where your money goes.

  • Customizable Budgets: Set personalized budgets for different categories and track your progress throughout the month.

  • Goal Tracking: Create financial goals, such as saving for a vacation or paying off debt, and monitor your progress directly in the app.

  • Spending Alerts: Receive notifications when you're nearing your budget limits, so you can stay on track.

  • Secure and Private: Your financial data is protected with top-tier security measures, ensuring your information is safe.

Get started:

  • In the mobile app: Select "financial tools"
  • Online banking: Select '"financial tools"

Not enrolled in mobile or online banking? Use our quick enrollment options to get started.

Empower Your Financial Future

Visa Secured Credit Card

Empower your financial journey with security and confidence, paving the way for a brighter financial future.

Credit Builder Loan

For members looking to build credit, this loan lets you save while making payments, accessing funds once paid.

Free Financial Coaches

Work with a certified financial coach to review your financial situation to develop a customized budget and money management plan focused on your goals.

Credit Score

Discover financial freedom with a creditworthiness tool unlocking new opportunities.